Budget

As we roll into the new year begins the assessment of the new budget. Nothing makes me happier than seeing balances go to zero.

Since we have refinanced our 1st payment of the new mortgage is due 1/1/11. Highly suggest if you can pay this off in 15 years. Do it! I still can't get over how this payment is smaller than my apartment rent! CRAZY!

Luckily, my hospital bills were PAID OFF this month! YAH! Thank you extra money! I thought this day would never come, but so thankful the hospital allows you to do a payment plan with no extra fees. If you have hopsital bills I would definitely look into asking for payment plans...because it's like getting a loan with 0% APR...so why not do it?! That way you don't have to front that money.

Oh, there just went another car payment. Thanks to my work on the sweet discounts and my 0% APR those payments are pretty dang low. Totally worth every payment! I couldn't ask for a better car! Plus having the maintenance plan takes the worry off our back. Look it up Ford Fusion SEL. You will fall in love!

As I go through our list of bills I know there are areas where they are not a "must haves" but more of a "want" (like Direct TV), but it's the ability to afford those types of luxury make me feel blessed. I know there are many people out there who can't afford things like that. Small reminders to keep us grounded and thankful. But the reason why I go for things like Direct TV, is nothing is better than curling up with the little one and hubbie to watch a show or movie on weeknights. Plus, I think Aiden would cry if he couldn't watch The Wiggles while mommy gets ready in the morning. lol That kid LOOOVES that show!

So look at your budget...is there anything you should be thankful for?